Terms of Use

Effective 23 September 2026. ClubCredits is operated by Chandrashekhar Patil, operating as Sharcraft. Please read these terms before using the app. By selecting “Agree and continue,” you agree to the version presented to you.

Groups, events, and shared costs

ClubCredits helps people organize groups and events and keep a shared record of contributions and event costs. ClubCredits does not collect, hold, transfer, safeguard, or refund money paid between members and organizers. It is not an escrow service. A credit balance in the app is a record for group accounting; it is not money deposited with ClubCredits and cannot be withdrawn from ClubCredits.

Any payment for a group or event is arranged and made outside ClubCredits, directly between the people involved. The organizer is responsible for explaining the cost, collecting and safeguarding any money they receive, using it for the agreed purpose, keeping accurate records, and resolving cancellations, unused balances, and refunds with members. Members should agree on these arrangements with the organizer before paying and keep their own payment records.

ClubCredits does not verify that an organizer has received, retained, or spent a payment as promised, and does not guarantee that an event will take place or that an organizer will repay a member. If an organizer fails to hold an event, account for money, or return an agreed amount, contact the organizer and, where relevant, your payment provider. You may report suspected fraud in the app or to developers@sharcraft.com. We can review activity on ClubCredits and take action on an account, group, or event, but we cannot reverse an outside-app payment or pay a refund from money we do not hold.

To the extent permitted by applicable law, ClubCredits is not responsible for financial loss caused solely by an organizer’s or another member’s independent actions outside the app. This does not limit any responsibility ClubCredits has for its own acts or omissions, or any rights or remedies that cannot lawfully be excluded.

Community safety

We have zero tolerance for objectionable content or abusive users. Do not post harassment, hate, threats, sexual exploitation, violence, spam, scams, fraud, or illegal content. Do not use a group, event, review, comment, chat, or profile to harm or deceive others.

Reports and blocks

Use Report to flag a profile, group, event, or other content for moderator review. You may choose to leave a group or withdraw from an event when reporting it. Blocking a person is a separate action: it hides that person's content from your feeds and notifies our moderation team of the block, but it is not itself a violation report. You can also contact developers@sharcraft.com. Include enough detail for us to locate the content, but do not send sensitive personal information.

Enforcement

We review reports of objectionable content within 24 hours. We may remove offending content or suspend an event or group. If a person is found to have violated these rules, we may suspend or eject their account and suspend groups and events they organize. We may also act on content we discover ourselves. Repeated or severe abuse can lead to account removal.

Your content and account

You are responsible for content you post and for using ClubCredits lawfully. Do not post content you do not have the right to share. You may remove your own content where the app provides that option, and you can delete your account in Settings.

Changes and contact

We may update these terms and present them again before your next sign-in. For questions, contact developers@sharcraft.com. See our Privacy Policy for how we process personal information.